PRIVACY NOTICE

I.    PROTECTION OF PERSONAL INFORMATION

Garden City Group, LLC (“GCG“) is  committed to  preventing  the  misuse or unauthorized disclosure of non-public information it collects, including social security numbers and other non-public information that either may identify an individual or may be used together with other information to do so, in GCG’s possession (“PII”). Accordingly, this Privacy Notice sets forth the types of information GCG may gather about you, how GCG may use that information, with whom it is shared, and what choices individuals have regarding GCG’s use of the information and how individuals may access the information provided to GCG.

 

II.    POLICIES CONCERNING PII COLLECTED BY GCG

Pursuant  to court-ordered procedures, GCG, in  its designated  capacity as a settlement, claims, notice or bankruptcy administrator, often  collects PII through  the return to  GCG of proof of claim forms that GCG disseminates.     Such proof of claim forms may be disseminated via  the  United States Postal Service, via the internet or on GCG’s proprietary website, located at  http://www.gardencitygroup.com , or  through other  websites that GCG may design and   maintain in connection with an administration project (collectively, the “Sites”).  GCG also may collect PII directly through the Sites without the use of a proof of claim form.

The proof of  claim  forms  that  GCG disseminates,  in whatever form  they may take, may require persons or entities to furnish to GCG PII, such as birth dates, tax identification or social security numbers, and account information, only to the extent that such PII is deemed by the relevant court or client to be reasonably   necessary for GCG to process, investigate or reasonably validate proofs of claim; for GCG to provide case administration services; or for GCG to comply with applicable laws, regulations or GCG policies and procedures.  GCG’s clients and any courts that may be supervising the matter ultimately are responsible for determining whether it is reasonably necessary for GCG to collect certain types of claimant information in connection with GCG’s administration of any particular administration project.

GCG’s clients or courts that may be supervising any particular settlement or bankruptcy proceeding administered by GCG may determine that, to participate in that settlement, a person must submit a completed proof of claim form.  In such settlements or bankruptcy proceedings, claimants or parties, as applicable, must provide the information, including any PII and any other confidential information, required on the proof of claim form or they may not participate in the settlement or may have their bankruptcy claim objected to and, as a result, be barred from participating in any distribution.  Claims filed in a bankruptcy proceeding will be accessible to the public. Anyone who believes that his or her bankruptcy claim contains PII that should be redacted should contact GCG so that the PII may be redacted from the public view of the claim.

 

A.    Collection, Use and Disclosure of PII

1.    The PII GCG May Collect

To participate in a settlement or bankruptcy proceeding administered by GCG, a person or entity may be required to provide PII in order to access the Sites and the information available through  it,  to receive notice of  a particular matter or  to participate  in  a settlement or bankruptcy proceeding.   To do so, a person may need to provide to GCG his or her name, email address, mailing address, phone number and other personal information.  He or she may be asked in areas of the Sites or on a particular proof of claim form for additional information that relates to particular settlements, bankruptcy proceedings or other projects for which a court has authorized GCG to provide services.  Depending on the circumstances of the project, a person or entity may be asked to provide financial or other PII that GCG needs in order to evaluate process and pay his, her or its proof of claim.  In certain settlements or bankruptcy proceedings, the failure to provide the PII will prevent the person or entity from participation.

2.    Children’s Privacy

The Sites are not directed to children under the age of 13 and, therefore, GCG does not knowingly through the Sites collect information from children under the age of 13. If GCG becomes aware that it has received PII from a child under the age of 13, GCG will make  commercially reasonable efforts to delete  that  information from  its database.

3.    How GCG May Use PII

GCG will retain and use PII to accomplish the purposes, such as communicating with the persons or entities that provided it or processing his, her or its proof of claim, for which such PII was provided to GCG and for any other settlements or proceedings to which the information may be relevant. GCG shall retain such PII only so long as is necessary to accomplish such purposes subject to, as applicable in each case, orders of the court, GCG’s document retention policies, contractual provisions concerning retention of documents, and the direction of GCG’s clients.  GCG also may use that PII to customize the services GCG provides, and to comply with applicable laws, regulations and GCG policies. All hard copy and electronically stored PII shall be destroyed in compliance with court orders, GCG’s document retention policies, contractual provisions with clients or directions from clients, as applicable.   Such destruction shall be conducted in a manner that prevents  loss,  theft, misuse, or unauthorized access to the information.

4.    When GCG May Disclose PII

When required to do so, GCG will disclose PII to the Internal Revenue Service (the “IRS”) in connection with Internal Revenue Code income reporting requirements. Except for such IRS reporting and the limited situations discussed in this Privacy Notice, GCG will not share PII with any persons or entities unless they are under contract with  GCG to provide services in connection with  the administration project for which the PII was provided to GCG, or unless the court supervising  the administration project has authorized  them to receive  such PII. Thus, GCG may share PII as needed to fulfill requests to process proofs of claim or otherwise provide noticing and/or administration services. For example, GCG may be required to provide information to the court in which a case is pending, to the litigants in that case and to their counsel.

Subject to any and all applicable laws, regulations, court orders, client agreements and GCG policies or procedures, PII may be disclosed to clients and their retained professionals, counsel, auditors, contractors, vendors or other third parties only to the extent GCG deems such disclosure reasonably necessary to accomplish the purposes for which GCG acquired the PII and for any other settlements or proceedings to which the information may be relevant. GCG also reserves the right to disclose PII it acquired if GCG believes, in good faith, that such disclosure is required by law or that such disclosure may be necessary to prevent misuse of the Sites.  For example, PII provided via the Sites may be used by  GCG  to  identify,  contact and/or bring  legal action against someone whose activities may threaten (either intentionally or unintentionally) to infringe upon the rights or property of GCG, of other visitors to the Sites, or of anyone else.

Except as set forth herein, and if permitted by applicable law, individuals may opt out of circumstances where GCG will use or disclose such individual’s PII.  Individuals that choose to opt out of GCG’s use or disclosure of PII may be prohibited from participating in a settlement or may have their bankruptcy claim objected to and, as a result, be barred from participating in any distribution.

GCG does not rent, sell or otherwise disclose for any other purpose any PII.

 

B.    Compiled Information

1.    Statistical Information

From time to time, GCG may gather general non-personal statistical information, including information about the use of the Sites, such as how many visitors visit a specific page, how long they remain on that page, and the hyperlinks, if any, on which  they “click.” Through  the use of  technological  features  such as “IP addresses” and “cookies” (both of which are discussed in greater detail below), GCG may collect that kind of information to determine which areas of the Sites are visited most frequently, and to enhance  the Site  for visitors.  GCG also may compile that data in order to describe to our clients, the courts or others, or to respond to government and/or legal requests, the use of  the Site. Any such compiled data will not personally identify any person, including any visitor to the Sites.

2.    IP Addresses

An “IP address”  is  a number  that  is automatically assigned  to  a  computer whenever it is connected to the internet. Web servers, computers that “serve up” web pages, automatically identify a computer by its IP address.   GCG records IP addresses for purposes of system administration, to report statistical information and to track the use of the Sites. When a visitor requests pages from the Sites, GCG’s servers log the visitor’s IP address.  It is not GCG’s usual practice to link IP addresses to any PII.   Although a visitor’s session is logged, the visitor typically remains anonymous to GCG.  GCG reserves the right to identify a visitor through an IP address if GCG believes doing so is necessary to enforce compliance with the Sites’ policies or to protect GCG, visitors to the Sites or others.

3.    Google Analytics

If you access the Sites we may use a tool called “Google Analytics” which transmits website traffic data to Google servers in the United States.  Google Analytics does not identify individual users or associate individual IP addresses with any other data held by Google.  We use the information we get from Google Analytics to help us understand website traffic and webpage usage.  Only the information collected by Google Analytics will be shared with Google; it will not be combined with your PII.  Google’s ability to use and share information collected by Google Analytics is restricted by the Google Analytics Terms of Use and the Google Privacy Policy.  You can prevent Google Analytics from collecting information about your visit to this site by turning off cookies in the preference settings of your web browser. Please view the Google Analytics privacy policy for additional information at the following address: http://www.google.com/intl/en/policies/privacy/.

 

C.    Links to Other Sites

Users of the Sites are advised that they may be directed to other sites that are beyond GCG’s control. Links may take a person from the pages of the Sites to unaffiliated sites. Those other sites may transmit to visitors those sites’ own “cookies” (pieces of information that a website transfers  to an  individual’s hard drive  for record-keeping purposes),  collect data or  solicit personal information. Visitors to the Sites also are advised  that the privacy policies of those other  sites may differ significantly from the policies described in GCG’s Privacy Notice, and that GCG is not responsible for the privacy practices of those other sites and cannot guarantee the security of any personal information that may be collected there.

 

D.    Security

Protecting the security of PII is very important to GCG. When such PII is transmitted to GCG, it is protected by redundant firewalls (a  combination of hardware and  software  that helps  keep unauthorized visitors from accessing information within GCG’s computer network), as well as industry standard SSL/TLS (Secure Socket Layer/Transport Layer Security) encryption.  Once GCG receives a transmission, GCG will take reasonable precautions to keep that information secure on its systems.   While GCG strives to protect privacy, however, no data  transmission over  the  Internet may be guaranteed to be 100% secure.  GCG, therefore, cannot warrant or guarantee the security of any PII transmitted to GCG online, or be responsible for the theft, destruction, or inadvertent disclosure of that PII.

 

E.    Changes to This Notice

The terms of this Privacy Notice may change from time to time. If a change is made, the “Last Modified” date located at the bottom of this Notice will be updated to reflect the amendment. Visitors to the Sites are advised to check periodically for any changes. The continued use of the Sites after GCG posts changes to this Privacy Notice will indicate acceptance of those changes.

 

F.    To Unsubscribe

If a person does not wish to receive emails from GCG in connection with a particular project, he or she may unsubscribe by  contacting GCG at unsubscribe@gardencitygroup.com and including the name of the specific settlement, bankruptcy administration or other matter that is the subject of the request.

 

G.    Disclaimer

Information contained in the Sites does not constitute the rendering of legal advice, and no attorney-client relationship is formed between GCG and any claimant, by virtue of such legal administration services. GCG makes no representations about the privacy practices of any other parties, including GCG’s clients, who may receive personal information from GCG in the course of GCG’s services as a legal administrator.

 

III.    QUESTIONS?

Anyone who has PII on file with GCG may contact GCG at  privacy@gardencitygroup.com  to request that GCG correct, amend, or delete information.   Any questions regarding GCG’s Privacy Notice may also be directed to  privacy@gardencitygroup.com.

© 2016 GCG. All rights reserved.

 

Rev.1 April 9, 2007

Rev. 2 July 17, 2008

Rev. 3 September 30, 2009

Rev. 4 April 27, 2010

Rev. 5 November 27, 2012

Rev. 6 February 11, 2015

Rev. 7 March 7, 2016

Rev. 8 June 24, 2016

Rev. 9 October 19, 2016